228 loan - An Overview

228 loan - An Overview

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(four) Almost every other evidence demonstrating that the lender's Local community growth services are aware of Neighborhood growth needs, which include the number of small- and reasonable-earnings individuals which are members, or number of companies served; and

(E) The financial institution fails to deliver details requested through the Board that is definitely essential for the Board to generate an informed conclusion.

컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.

In Each individual applicable Retail Lending Test Space, the Board evaluates originated and ordered loans in Just about every of the next item strains that is a major item line, as described in paragraph (d)(two) of the section:

(ix) An indicator for whether the loan was to a company or farm with gross annual revenues larger than $one million; and

(i) All the information needed for your bank's general public file needs to be managed at the leading Office environment and, if an interstate bank, at a person department Office environment in Every State; and

The Board's consideration of the branch distribution metrics is knowledgeable by the next benchmarks:

If an intermediate financial institution opts to become evaluated pursuant to your Local community Development Financing Examination in § 228.24, the Board evaluates the intermediate bank with the analysis interval preceding the bank's up coming CRA examination pursuant for the Community Advancement Financing Examination in § 228.24 and proceeds evaluations pursuant to this efficiency exam for subsequent evaluation durations right up until the financial institution opts out.

The dollar quantity of the constrained objective bank's Local community improvement loans and Neighborhood enhancement investments that reward or provide the Point out or multistate MSA and an assessment from the effect and responsiveness of Those people loans and investments, as delivered in § 228.fifteen.

For a substantial financial institution that had belongings better than $10 billion as of December 31 in both with the prior two calendar yrs, the Bank Nationwide Community Improvement Financial investment Metric steps the greenback volume from the lender's Neighborhood advancement investments that reward or serve all or Element of the nationwide spot, excluding mortgage loan-backed securities, when compared to the deposits from the bank located in the nationwide space, calculated pursuant to paragraph II.m of appendix B to this portion.

다시 한번 비밀번호 확인 하시면 이용중인 화면으로 돌아가며, 작성 중이던

상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.

(B) A lender could specify using assets as a substitute denominator for just a click here Neighborhood growth funding metric if it much better actions a lender's capacity.

(ii) If your Board, the FDIC, along with the OCC determine that a loan or financial commitment is no longer qualified for Group advancement thing to consider, the owner with the loan or expense at enough time of your determination will keep on to acquire community enhancement consideration to the remaining time period or duration of the loan or expense.